Tag: <span>finances</span>

Including God in The Three Envelopes

One of the resources we as SMART Moms have at our disposal, is the resource called Prayer! This week we are talking about the three envelopes method of learning how to manage household finances. It is typical that one of those envelopes, the one labelled “Giving”, contain at minimum, 10% …

Dealing With the changing Face of “Normal”

“Normal”! What on earth is this concept of normal? I think the best description I ever received was, “What everyone else is, and you’re not!” I’ve always described life around my home as “my/our version of normal, whatever that is”. For me, “normal” has always included a sense of routine, …